Stay afloat with a boat insurance policy that meets all your needs.
One of the great things about living in North Carolina is that there are tons of places to go boating, from rivers and lakes to the Atlantic Ocean. If you own a boat, having good boat insurance is important to protect you and your craft should anything unexpected happen. Here at Innovative Insurance Group, we’re proud to partner with boat owners throughout the Lumberton, North Carolina area, providing access to a range of boat insurance options from major carriers to help you get out on the water with confidence.
While boat insurance shares many core principles and coverage options with land-operated motor vehicles, there are also several key areas where boat insurance differs. For example, boaters will want to consider hull coverage, which protects against damage from collisions, storms, sinking, fire, theft, vandalism, and similar perils.
You will likely also want to look into getting emergency towing and assistance so that you don’t wind up stranded in the water, as well as fuel spill liability that helps cover cleanup costs if your boat accidentally spills oil, fuel, or other pollutants into the water. Another factor to consider when deciding on boat insurance is how you primarily use your boat, as some policies have restrictions on usage or bodies of water.
Our team of experienced agents can help you consider all your needs and then match you with policies that offer the coverage you require. We’re also available to assist with tasks such as annual policy reviews and filing claims, and we are always happy to answer any questions or concerns that may arise.
Reach out today to learn more about how we can assist you with finding the right boat insurance!