Good dental care is essential for maintaining your overall health. Many serious infections enter the body through the mouth and gums, and recent studies have shown a possible connection between dental health and Alzheimer’s disease. If you want to take care of your health, you will need dental insurance, and our team at Innovative Insurance Group is here to help you get the coverage you need. Keep reading to learn more about what dental insurance covers.
- Preventative Care – Dental insurance covers preventative dental care services. These are treatments and diagnostics designed to maintain your teeth and detect any possible issues as early as possible. Your biannual teeth cleanings are part of preventative care, as are annual dental x-rays.
- Basic Services – Most dental insurance policies categorize dental treatments as either basic or major services. Basic services include things like fillings, in which decayed tooth material is removed and replaced with a composite, preventing further decay, as well as non-surgical tooth extractions. These types of services help protect the rest of the teeth and the other parts of the mouth from further infection.
- Major Services – Dental insurance also provides coverage for major services, which include things like surgical tooth extractions, as well as root canals, dental implants, etc. Most dental insurance policies do not pay for 100% of the costs of these procedures, but instead pay out at a rate of 50-80% (though of course the exact numbers vary by insurer). In addition, your insurance provider will likely have exceptions to what specific procedures they will cover, and you may need to appeal to get the coverage you need for a specific treatment.